This Privacy Policy explains what information this website ("we," "us," the "Site") collects, how it's used, and the choices you have. By using this Site, you agree to the practices described here.
Calculator data
The credit card payoff calculator on this Site runs entirely in your browser. The balances, interest rates, minimum payments, and other figures you enter are processed locally on your device using JavaScript and are never transmitted to us or to any third-party server. We do not see, collect, or store your financial figures. If your browser saves a copy of your entries locally (so the calculator can restore them next time you visit), that copy lives only on your own device and is never sent to us.
Automatically collected information
Like most websites, we may automatically collect certain non-personal information when you visit, including your browser type, device type, general location (such as city or country, inferred from IP address), pages viewed, and time spent on the Site. This is typically collected through analytics tools such as Google Analytics.
Cookies and similar technologies
This Site may use cookies and similar technologies (such as local storage) to:
- Remember your calculator inputs between visits, for your convenience;
- Understand how visitors use the Site, through analytics tools;
- Serve and measure advertising, including through Google AdSense.
You can disable cookies through your browser settings. Doing so may affect some site functionality, such as the calculator's ability to remember your entries.
Advertising
Google's use of advertising cookies enables it and its partners to serve ads based on your visit to this Site and/or other sites on the Internet. You may opt out of personalized advertising by visiting Google Ads Settings, or generally at www.aboutads.info/choices.
Third-party links
This Site may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policy of any site you visit.
Children's privacy
This Site is not directed at children under 13, and we do not knowingly collect personal information from children under 13.
Your choices
- You can clear your saved calculator entries at any time using the "Reset" button on the calculator, or by clearing your browser's local storage.
- You can disable cookies in your browser settings.
- You can opt out of personalized advertising via the links above.
Changes to this policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date.